Free Online Calculators for Tips, Grades, Loans & Everyday Life
Fast, accurate calculators built for Canada — taxes, loans, tips, grades, and budgeting. Get the answer in seconds.
100% free · Instant results · No signup
Calculate your tip instantly
Enter your bill and see your total in real time.
What people are calculating right now
Percentage Calculator
Calculate percentages instantly: find X% of a number, what percent one number is of another, or percentage change between two values.
Loan Payment Calculator
Estimate your monthly loan payment for any personal, student, or auto loan in Canada. Enter the amount, interest rate, and term to see your payment instantly.
GPA Calculator
Calculate your GPA on a standard 4.0 scale. Add each course's letter grade and credit hours to see your weighted GPA in real time.
Uber Eats Tip Calculator
Quickly calculate a fair tip for your Uber Eats driver in Canada — works for Toronto, Montreal, Vancouver and every Canadian city.
Built for Canadian numbers
GST, QST, mortgages and CRA-friendly estimates.
Salary After Tax Canada
A national overview of Canadian take-home pay. Compare any province side-by-side and see how federal tax, CPP, and EI shape your real net salary.
Home Affordability Calculator
The big-picture answer to Canada's most-asked home buying question — based on CMHC's GDS/TDS lender ratios that every Canadian bank actually uses.
Credit Card Payoff Calculator
The full payoff plan — when you'll be debt-free, what it'll cost in interest, and how much paying $50–$100 more per month accelerates the timeline.
Tax Refund Estimator
Get a quick estimate of your Canadian tax refund (or amount owing) for 2026. Includes federal and provincial brackets, RRSP deductions, and the basic personal amount.
Browse all tools
Finance Tools
Loans, budgets & money decisions
Loan Payment Calculator
Estimate your monthly loan payment for any personal, student, or auto loan in Canada. Enter the amount, interest rate, and term to see your payment instantly.
Car Loan Calculator
Estimate your monthly car payment in Canada based on price, down payment, interest rate, and term. Built for Canadian buyers — supports tax and trade-in values.
Mortgage Payment Calculator
Estimate your monthly mortgage payment in Canada based on home price, down payment, rate, and amortization term. Uses Canadian semi-annual compounding rules.
Monthly Budget Calculator
A simple way to plan your monthly money. Enter income and expenses across categories to see what's left for saving — instantly.
GST/QST Calculator
Calculate GST, HST, PST or QST for any Canadian province. Add sales tax to a price, or work backwards from a total — accurate for 2026 rates.
Savings Calculator
See how your savings grow over time with compound interest and regular monthly contributions. Plan for retirement, a down payment, or any goal.
Hourly to Salary
Convert any hourly wage in Canada to annual, monthly, bi-weekly, and weekly gross salary. Adjust for vacation weeks and part-time hours.
Tax Refund Estimator
Get a quick estimate of your Canadian tax refund (or amount owing) for 2026. Includes federal and provincial brackets, RRSP deductions, and the basic personal amount.
Commission Calculator
Calculate your sales commission and total earnings. Enter total sales, commission rate, and any base salary to see exactly what you've earned.
Student Loan Calculator
Estimate your monthly Canada Student Loan, OSAP, or provincial loan repayment. See your total interest and full payoff cost in CAD.
Compound Interest Calculator
See exactly how compound interest grows your money over time. Project TFSA, RRSP, or any Canadian investment with monthly contributions.
Reverse Sales Tax Calculator
Work backwards from a Canadian total to find the pre-tax price and how much GST, HST, or QST is included. Built for receipts and expense claims.
Salary to Hourly Calculator
Convert any Canadian annual salary into an effective hourly rate. Adjust for hours per week and vacation to see what you really earn per hour.
Profit Calculator
Calculate profit, profit margin, and markup from revenue and cost. Essential for pricing products, freelance gigs, or resale flips.
Salary After Tax Canada
A national overview of Canadian take-home pay. Compare any province side-by-side and see how federal tax, CPP, and EI shape your real net salary.
Take-Home Pay Ontario
How much of an Ontario salary actually lands in your bank account each pay period — after Ontario's 5 brackets, federal tax, CPP, and EI.
Net Income Québec
Why Quebecers take home less than the rest of Canada — and exactly how much. Models QPP, QPIP, the Quebec Abatement, and Quebec's higher provincial brackets.
Home Affordability Calculator
The big-picture answer to Canada's most-asked home buying question — based on CMHC's GDS/TDS lender ratios that every Canadian bank actually uses.
Credit Card Payoff Calculator
The full payoff plan — when you'll be debt-free, what it'll cost in interest, and how much paying $50–$100 more per month accelerates the timeline.
Credit Card Interest Canada
How interest actually accumulates on Canadian credit cards — and the total dollar cost of carrying a balance vs. paying it off. Focused on cost, not timeline.
Student Tools
Grades, GPA & academic planning
GPA Calculator
Calculate your GPA on a standard 4.0 scale. Add each course's letter grade and credit hours to see your weighted GPA in real time.
Course Grade Calculator
Already have all your marks? Add each assignment, quiz, midterm and final with its weight to compute your overall course grade.
Average Calculator
Calculate a simple or weighted average instantly. Add as many grades or assignments as you need — switch to weighted mode when items have different importance.
Final Exam Score Calculator
Find out the minimum score you need on your final exam to reach your desired course grade — given your current grade and the final's weight.
Everyday Tools
Tips, splits & daily life
Percentage Calculator
Calculate percentages instantly: find X% of a number, what percent one number is of another, or percentage change between two values.
Age Calculator
Calculate your exact age in years, months, and days from your date of birth — or find the age difference between any two dates.
Uber Eats Tip Calculator
Quickly calculate a fair tip for your Uber Eats driver in Canada — works for Toronto, Montreal, Vancouver and every Canadian city.
Tip Calculator After Tax
Tip fairly on your Canadian restaurant bill — choose whether to tip before or after tax. Works for HST, GST, and QST provinces.
Split Bill Calculator
Split a restaurant bill evenly across people in Canada, including HST/GST/QST and tip. Get a clean per-person total instantly.
Time Between Dates
Find the exact duration between any two dates — in years, months, days, weeks, and even hours. Useful for planning, anniversaries, or deadlines.
Unit Converter
Convert between metric and imperial units for length, weight, temperature, volume, and speed — instantly and accurately.
Sleep Cycle Calculator
Sleep happens in 90-minute cycles. Tell us when you want to wake up (or sleep), and we'll suggest the best times so you wake refreshed.
Discount + Tax Calculator
Apply a discount, then sales tax, to any price. See your savings and the final total instantly — perfect for shopping decisions in Canada.
Restaurant Tip Calculator
Tip confidently at any sit-down restaurant in Canada. Built around dining etiquette — covers servers, larger groups, and provincial tax rules.
Percentage Change Calculator
Calculate the percentage increase or decrease between any two numbers. Useful for tracking price changes, growth rates, or year-over-year shifts.